We've seen an increase in fraudulent phone calls asking members to verify personal information. We will never call and ask for your information. Do not authorize any transactions that you did not make. Call us directly at 859-264-4200 if you suspect fraud.

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High Yield Savings Account

Earn up to 4.00% APY* on balances up to $25,000! 

Five Years. Five Gold Awards. One Community.

UK Credit Union Named a Gold Winner in the Best of Lexington Awards presented by the Lexington Herald-Leader for the fifth consecutive year.

Soak Up Your Savings—90 Days, No Payments


Ease into better weather by lowering your auto loan rate up to 2%*.

Simple Checking


At UK Credit Union, we believe that checking should be simple. And packed with features. Read on to learn more or open an account in as little as 3 minutes!

UK Credit Union Named Forbes Best-in-State Credit Union


UK Credit Union has been awarded to the Forbes list of America’s Best-in-State Credit Unions for 2026, which makes it a three-peat!

Open an Account or Apply Online

Earn as high as 4.00% APY* on your savings!

We're all saving for something. Learn more about our High Yield Savings Account.

Get up to 2%* off your auto rate!

Enjoy no payments for 90 days. Start saving today—refinance with UK Credit Union and drive away with a better rate.

Unlock your home's potential.

Your Key: a Home Equity Line of Credit from UK Credit Union.

  • * No annual fee
  • * No closing costs
  • * 20-year max repayment term
  • * Draw funds only when you need them
  • * Numerous ways to access your funds

Financial fitness starts here.

Plan for where you'll be tomorrow with the money you have today.

Better Banking means Better Checking, now and in the future.

On the beach or on the couch, members can bank anywhere, anytime

Mobile Banking that never sleeps.

On the beach or on the couch, members can bank anywhere, anytime 

Not a Member Yet?

Applying is fast and easy!

You will need the following information in order to complete the application:

  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
Get Started